This is our new series of articles addressing birth mothers’ frequently asked questions. We feel these questions are too important for a simple FAQ page, so we created this series to give more in-depth answers to your most pressing questions.

Understandably, one of the biggest concerns birth moms face is financial struggles. For your health, and that of your baby, it is in everyone’s best interest that you receive the support you require throughout your adoption journey. Below is a breakdown of the expenses typically covered for birth moms.

Medical Expenses

If you do not have insurance, or if your insurance only covers part of the medical costs related to your pregnancy, those bills will be paid for you. This includes prenatal care and the delivery. We want you and the baby to receive the very best care, so we make this a priority.

Living Expenses

Financial assistance for living expenses varies depending on your specific situation. Some birth moms need more help than others. We look at each birth mom’s circumstances to determine what type of assistance can be provided, more importantly, to find the areas where you need financial support.

The law allows for “reasonable living expenses” to be paid during pregnancy and six weeks following birth. The most common types of assistance include the following:

  • Housing
  • Food
  • Clothing
  • Utilities
  • Transportation


Your mental and emotional health are as important as your physical well-being. Many birth moms find counseling to be very beneficial before and after delivery. So, the cost of these services are covered, should you decide to use them.  The adoption counseling is available for life at no charge.

Legal Fees

There are attorney fees associated with adoption. You will not be responsible for paying any of these fees.


Tennessee birth mom expenses.


Disbursement of Financial Support

Because financial support must be managed and recorded, all funds come through the adoption agency. You do not receive funds directly from the adoptive family. How we pay your expenses depends on your situation. Often times, we send payments straight to the billing entity. For example, we would pay your landlord the cost of your rent and you cell bill directly to your service provider.

Your comfort, health and well-being are our top priorities. We strive to provide our birth moms with the highest-quality care and support. Contact us today for a consultation, and let’s discuss how we can help you through the adoption process.


Author: Destiny Adoption Services

Destiny Adoption Services is proud to support and guide birth parents and adoptive families on the journey of adoption. We’re a state licensed nonprofit adoption agency with four decades of adoption experience, and our professional team of experts includes moms, adoptive moms and birth mothers who provide compassion combined with trusted resources and skills.